Rethink Retirement Course Outline


Here are the topics that we will be covering in Rethink Retirement. We hope you will find lots of helpful information and resources here in this class. If you would like to contact us at any time you can click the “Ask A Question” button or the “Contact us” button and we will respond to you as soon as possible.

Module #1


FINANCIAL FUNDAMENTALS 

Basic Financial Factors of a Retirement Strategy

  • 3 Legged Stool and Strategies
  • Retirement Plans
  • Longevity
  • Retirement Stages/Retirement Red Zone
  • Retirement Expenses
  • Withdrawal Rates and Risk
  • Dow Jones Industrial Histories
  • 3 Question Quiz

Module #2


FINANCIAL FUNDAMENTALS

Basic Financial Factors of a Retirement Strategy

  • Bill and Jill Examples
  • Income Plan
  • Review of Sequence of Returns Risk
  • Rule of 100
  • Inflation Rates
  • Average VS Compound Returns
  • Sources of Investment Advice
  • 3 Question Quiz

Module #3


TYPES OF FINANCIAL PRODUCTS

Different Options to Put Your Money Into and How Each Function

  • Types of Equities and Fixed Income
  • Bonds/ Stocks
  • Mutual Funds/ Exchange Funds
  • Real Estate Investment Trusts
  • Other Income Streams
  • Social Security
  • 3 Question Quiz

Module #4


RETIREMENT INCOME SOURCES

Ins and Outs of Various Sources for Income in Retirement

  • Retirement Income Sources
  • Social Security Basics
  • IRA Distributions
  • 3 Question Quiz

Module #5


RETIREMENT INCOME SOURCES (continued)

Ins and Outs of Various Sources for Income in Retirement

  • Other Workplace Plans (tax table)
  • Pension Plans
  • Annuities/ Life Insurance
  • Asset VS Income Allocation
  • 3 Question Quiz

Module #6


RISK MANAGEMENT

Ways to Help Manage Financial Risk for Retirement

  • Managing Risk
  • Insurance
  • Medicare/Medigap
  • Long-Term Care
  • Life Insurance
  • 3 Question Quiz

Module #7 


BASICS OF ESTATE PLANNING

Ways to Help Manage Financial Risk for Retirement

  • Introduction to the Basics and Disclaimer
  • The ABC’s of Estate Planning
  • Beneficiary Designations
  • Avoiding Probate
  • Estate & Gift Tax Exemptions
  • Taxable Estate
  • Spousal Considerations
  • 3 Question Quiz
  • Post Class Questionnaire
  • Complimentary Income Plan and Book Incentives

Income Allocation Course Outline


Here are the topics that we will be covering in Income Allocation. We hope you will find lots of helpful information and resources here in this class. If you would like to contact us at any time you can click the “Ask A Question” button or the “Contact us” button and we will respond to you as soon as possible.

Module #1


Income Allocation 

  • Introduction to Module 1
  • The Wealthiest Generation
  • Retirement Challenge for Many Boomers
  • The Three Greatest Risks
  • Probability of Longevity
  • Research on Longevity
  • What’s Your Number
  • Average Retirement Age
  • Determining Your Income Need
  • Your Current Retirement Assessment

Module #2


• Asset Allocation & Withdrawal Rate Risk
• Lessons Learned from 2008
• Potential Pitfalls to Traditional Retirement Planning
• Historical Assumed Safe Withdrawal Rate
• Are You Approaching the Red Zone?
• Sequence of Returns Risk
• Sequence of Returns Risk and Your Income
• Market Volatility and Your Retirement
• Dow Jones Historical Trends
• Don’t Forget to Consider Inflation
• Baby Boomer’s Retirement Challenge

Module #3


  • Will You Outlive Your Money?
  • Alternative Strategy – Allocate for Income
  • Can Market Volatility Impact My Retirement?
  • Real Estate Investment Trusts
  • Income Allocation Hypothetical Example
  • Baby Boomers Retirement Challenges

Module #4


  • Creating A Leverage Effect
  • A Hypothetical Example
  • Benefits of Diversification in Your Portfolio
  • Asset Allocation VS Income Allocation
  • Income Allocation Strategy
  • Congratulations! End of the Class