Income Allocation Course Outline


Here are the topics that we will be covering in Income Allocation. We hope you will find lots of helpful information and resources here in this class. If you would like to contact us at any time you can click the “Ask A Question” button or the “Contact us” button and we will respond to you as soon as possible.

Module #1


Income Allocation 

  • Introduction to Module 1
  • The Wealthiest Generation
  • Retirement Challenge for Many Boomers
  • The Three Greatest Risks
  • Probability of Longevity
  • Research on Longevity
  • What’s Your Number
  • Average Retirement Age
  • Determining Your Income Need
  • Your Current Retirement Assessment

Module #2


• Asset Allocation & Withdrawal Rate Risk
• Lessons Learned from 2008
• Potential Pitfalls to Traditional Retirement Planning
• Historical Assumed Safe Withdrawal Rate
• Are You Approaching the Red Zone?
• Sequence of Returns Risk
• Sequence of Returns Risk and Your Income
• Market Volatility and Your Retirement
• Dow Jones Historical Trends
• Don’t Forget to Consider Inflation
• Baby Boomer’s Retirement Challenge

Module #3


  • Will You Outlive Your Money?
  • Alternative Strategy – Allocate for Income
  • Can Market Volatility Impact My Retirement?
  • Real Estate Investment Trusts
  • Income Allocation Hypothetical Example
  • Baby Boomers Retirement Challenges

Module #4


  • Creating A Leverage Effect
  • A Hypothetical Example
  • Benefits of Diversification in Your Portfolio
  • Asset Allocation VS Income Allocation
  • Income Allocation Strategy
  • Congratulations! End of the Class