Course Outline

Here are the topics that we will be covering in Coastal Financial Group’s class, Rethink Retirement. I hope you will find lots of helpful information and resources here in this class. If you would like to contact us at any time you can click the “Ask A Question” button or the “Contact us” button and we will respond to you as soon as possible.

Module #1

FINANCIAL FUNDAMENTALS 

Basic Financial Factors of a Retirement Strategy

  • 3 Legged Stool and Strategies
  • Retirement Plans
  • Longevity
  • Retirement Stages/Retirement Red Zone
  • Retirement Expenses
  • Withdrawal Rates and Risk
  • Dow Jones Industrial Histories
  • 3 Question Quiz

Module #2

FINANCIAL FUNDAMENTALS

Basic Financial Factors of a Retirement Strategy

  • Bill and Jill Examples
  • Income Plan
  • Review of Sequence of Returns Risk
  • Rule of 100
  • Inflation Rates
  • Average VS Compound Returns
  • Sources of Investment Advice
  • 3 Question Quiz

Module #3

TYPES OF FINANCIAL PRODUCTS

Different Options to Put Your Money Into and How Each Function

  • Types of Equities and Fixed Income
  • Bonds/ Stocks
  • Mutual Funds/ Exchange Funds
  • Real Estate Investment Trusts
  • Other Income Streams
  • Social Security
  • 3 Question Quiz

Module #4

RETIREMENT INCOME SOURCES

Ins and Outs of Various Sources for Income in Retirement

  • Retirement Income Sources
  • Social Security Basics
  • IRA Distributions
  • 3 Question Quiz

Module #5

RETIREMENT INCOME SOURCES (continued)

Ins and Outs of Various Sources for Income in Retirement

  • Other Workplace Plans (tax table)
  • Pension Plans
  • Annuities/ Life Insurance
  • Asset VS Income Allocation
  • 3 Question Quiz

Module #6

RISK MANAGEMENT

Ways to Help Manage Financial Risk for Retirement

  • Managing Risk
  • Insurance
  • Medicare/Medigap
  • Long-Term Care
  • Life Insurance
  • 3 Question Quiz

Module #7 

BASICS OF ESTATE PLANNING

Ways to Help Manage Financial Risk for Retirement

  • Introduction to the Basics and Disclaimer
  • The ABC’s of Estate Planning
  • Beneficiary Designations
  • Avoiding Probate
  • Estate & Gift Tax Exemptions
  • Taxable Estate
  • Spousal Considerations
  • 3 Question Quiz
  • Post Class Questionnaire
  • Complimentary Income Plan and Book Incentives